About Us

Most apps that offer to look after your money have to make money from you. They sell a subscription, or they sell what they learn about you, and the quiet cost of a free budgeting app is usually a complete picture of how you live. Either way the app is working for someone who is not you.

Personal Manager was built by one person for their own use, and then given away because giving it away costs nothing extra. There is no company behind it, no investor waiting on a return, and nothing about you worth selling. That is the whole reason it can make the promises under Your data further down — not generosity, just an app with nobody to answer to.

The other thing it refuses to do is pretend your money and your life are separate things. The budget and the diary, the bills and the week's tasks, all sit behind one login — because in a real week they were never apart.

Money

• Dashboard — what came in, what went out and what is left, for the period you choose, with the handful of things worth noticing pulled out and said plainly.
• Transactions — income and spending with notes, tags, attachments and search, plus transfers that move money between your own accounts without counting as either.
• Accounts — the places money sits, each with a running balance and its own currency, so a foreign account stays honest instead of being silently added up with the rest.
• Categories and budgets — where it goes, and whether that was the plan. Set a monthly budget per category or one for everything, and see how far through it you are while the month can still be changed.
• Recurring entries — the rent, the salary, the subscriptions. Describe them once, daily through yearly, and stop re-typing the predictable half of your money.

Personal workspace

The other half of the app, for the things that fill a day rather than a budget.

• Today — Everything that needs you today: overdue work, tasks due today, today's notes and diary.
• Notes — Information you want to keep. Search, pin and filter by date.
• Diary — Dated journal entries, drafts, favorites and your archive.
• Tasks — Upcoming, overdue, recurring and completed tasks, as a list or a calendar.
• Workspace settings — the time zone your due dates are read in, the day your week starts on, and the workspace's own theme.

Tasks carry a priority, a checklist and an optional reminder, and repeat daily, weekly, monthly or yearly. The calendar is the same tasks seen by date rather than a separate list.

Data

• Vault — passwords, card details and the rest, sealed with AES-256-GCM behind a passphrase of its own that is never sent anywhere.
• Import & Export — bring a spreadsheet of history in, take Excel, CSV or PDF out, whenever you like and without asking.
• Backups — one encrypted archive holding everything above, on demand or on a schedule, kept on your device or sent to your own Google Drive if you connect one.

Wherever you are

• On your phone, with or without signal — the Android app keeps its own copy of your data. Add a transaction on the underground or write tomorrow's task on a flight; it saves straight away and syncs itself when the connection comes back.
• Your passwords too, if you want them — the vault can keep an encrypted copy on your phone, so a card number or a bank login is still there in a lift, on a plane or abroad with the data turned off. It is read-only, opens only with your passphrase, and is kept only while the app has a PIN lock — turn the lock off and the copy is deleted with it.
• In any browser — and installable from it, so it opens from your home screen like any other app rather than as one more tab to lose.
• Light or dark — chosen by you or taken from the device, with the colours checked for contrast rather than guessed at.

Every one of these is in the build you would sign up to today. Nothing on this page is a roadmap.

Nothing, and nothing later either. There is no paid tier, no trial running down, no feature held back behind an upgrade and no ceiling on how much you can keep. You are not being measured for a plan.

If it saves you a bad month and you want to say thank you, there is a Buy me a coffee page inside the app. It is a tip jar, not a toll gate — nothing behaves differently whether you use it or not, and most people never will.

What it asks instead is the thing nobody can give you back: the ten minutes a week it takes to tell the truth about where your money went. Do that for a month and the dashboard stops being a screen and starts being an answer.

Your first transaction is about ninety seconds away.

The app, the server and the installed copy on your device are updated separately, so they can fall out of step. This is what is running right now.

Personal Manager stands on open-source work, used under the terms of its licences.

• .NET, ASP.NET Core and Entity Framework Core — MIT licence
• .NET MAUI — MIT licence
• Bootstrap — MIT licence
• SQLite — Public domain
• SQLCipher — BSD 3-Clause licence
• SQLitePCLRaw — Apache 2.0 licence
• ClosedXML — MIT licence
• PDFsharp and MigraDoc — MIT licence
• AndroidX libraries — Apache 2.0 licence

Most things that go wrong have an answer inside the app itself. If a figure looks wrong, start with Transactions and the date range it was counted over. If a task is due at a time you did not expect, check the time zone in Workspace settings — due times are kept as a fixed instant and shown in the zone set there. If you are moving to a new phone, take an encrypted archive from Backups first and restore it on the other side. If the page above says the API is not answering, the app is working from the copy on your device and will catch up once the server is back.

This is a one-person project, built in evenings and weekends. It is given away rather than sold, and it stays that way.